|CRA Narrative & Peer Review||
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$400 - only available with the purchase of a CRA mapping package. Price also includes the CRA Year-Over-Year Review for customers that send us their CRA data in the Spring.
Our new written reports are intended to serve as management presentation tools for Board meetings and CRA meetings as well as compliance tools for upcoming CRA examinations. Our new CRA Narrative & Peer Review is a thorough but brief written analysis of a bank's CRA/small business loan data as it relates to the CRA exam process. The report utilizes the same techniques to analyze CRA/small business loan data that are used by the examiners and covers a wide range of compliance tests commonly used in the examination process, including the percentage inside versus outside the assessment area, penetration throughout the assessment area, and lending by census tract income level. The report also includes discussions about peer comparisons, market share, and market conditions.
Customers that send us their CRA data in the Spring will also receive our new CRA Year-Over-Year Review, which is a brief written analysis that highlights key changes in your bank's CRA/small business loan data such as changes in the percentage inside versus outside the assessment area, changes in lending in lower income areas, and changes in penetration throughout the assessment area.
IMPORTANT NOTE: THE CRA NARRATIVE & PEER REVIEW AND CRA YEAR-OVER-YEAR REVIEW PREPARED BY BANKMAPS LLC CONTAINS OPINIONS ABOUT REGULATORY COMPLIANCE THAT ARE BASED SOLELY ON OUR ANALYSIS OF CRA/SMALL BUSINESS LOAN DATA. WE ARE NOT SPONSORED BY OR ENDORSED BY ANY BANK REGULATORY AGENCIES AND WE DO NOT GUARANTEE THAT THE OPINIONS WE EXPRESS IN THE REPORTS WILL BE SHARED BY ANY BANK REGULATORY AGENCIES.
- CRA Narrative & Peer Review
The CRA Narrative & Peer Review is similar in style and structure to the HMDA Narrative & Peer Review shown below - scroll down to view all pages.
- CRA Year-Over-Year Review
The CRA Year-Over-Year Review is similar in style and structure to the HMDA Year-Over-Year Review shown below - scroll down to view all pages.
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