2016 HMDA & CRA Reviews & 2015 Aggregate HMDA & CRA Data
We are currently preparing HMDA and CRA Reviews for our customers using their 2016 HMDA and CRA data. The most recent aggregate HMDA and CRA data currently available, used for peer comparisons and market share analyses, is for the year ended December 31, 2015. We expect the aggregate HMDA and CRA peer data for 2016 to become available in September 2017.
2017 Income Level Classifications & 2016 FFIEC Census Data
Our demographic databases have been updated to reflect the 2017 income level classifications that were released on February 1, 2017 as well as the 2016 FFIEC census data that includes the 2016 FFIEC estimates for MSA median family income that are used in the calculation of applicant income levels. We expect the full 2017 FFIEC census dataset to become available in June 2017.
Pricing & Underwriting Review
We have recently introduced a new Pricing & Underwriting Review, in addition to our standard Fair Lending Review, that incorporates detailed pricing and underwriting data not yet included in the standard HMDA dataset. The reports are designed to identify pricing and underwriting disparities involving prohibited basis groups at the loan product level and to flag individual applications for second review.
For more information or to place an order, call us at (860) 434-8400 or send an email to firstname.lastname@example.org.
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